It’s a fact that if you don’t vote, you’ll wind up with lousy legislation that wind up hurting the economy. In 2008, the mortgage lending “bubble” burst due to reckless policies by Federal Housing Finance Agency lenders Freddie Mac and Fannie Mae. As a result of the market collapse, they tightened credit restrictions. Now, they want to ease those restrictions that could lead to another “bubble” bursting. Bill Watkins from the California Lutheran University is on The Bottom Line to talk to Roger about the dangers of easing mortgage restrictions and the current dilemma in the oil industry.